Opportune Mortgage empowered by NEXA Mortgage are mortgage experts dedicated to making your experience top notch, from your first phone call, to the day you get your keys.

As a local business, we are able to offer you the personalized care each customer deserves.

Through our partnership with

NEXA Mortgage, the largest wholesale mortgage broker in the USA, we work with over 200 lenders to access the programs that will best suit your needs, at the the rock bottom pricing that will make your wallet happy.

As a proud partner of the Shining Star Hero Homebuying Program we are dedicated to helping our Community Heroes achieve their dream of of homeownership.

Loans and Services

Featured Programs Of Opportune Mortgage

  • 3-2-1 Buydown   

  • 2-1 Buydown   

  • Down Payment Assistance                      

  • Conforming 

  • FHA 

  • Jumbo                                               

  • VA 

  • USDA

  • Heloc 

  • High Balance

  • No FICO Score  

  • DSCR (Investment Properties)

  • Interest Only 

  • Renovation  

  • Fix N Flip                                     

  •   & Many More! 

Shining Star Heroes Home Buying Program

Opportune Mortgage is proud to partner with Community Heroes to offer additional home buying benefits

Who Are Our Heroes?

  • Educators

  • Medical Personnel

  • Law Enforcement

  • First Responders

  • Active and Former Military

*To qualify you must be a current OR former hero listed on the loan

Agent Partners and Education

We Believe Collaboration And Transparency Are Key To A Smooth Mortgage Process

We are proud of the relationships we've built with Real Estate Agents.

We are happy to refer you to an agent partner, and confident in our ability to build the same cohesive partnership with the agent of your choosing.

The foundation upon which we work is communication, out of the box thinking, and creating positive and collaborative relationships with all parties involved in your loan.

We also believe in transparency and education, both for our clients, and Real Estate Partners. We are happy to offer FREE Agent Education every Wednesday through our empowerment by NEXA Mortgage. Agents can contact us here to sign up for the weekly Webinars, or to arrange for client information.

April Realtors Unplugged empowered by NEXA Mortgage

April 5th: NEXA empowered DPA Loans

April 12th: NEXA empowered Tribal Loans

April 19th: NEXA empowered VA Loans

April 26th: NEXA empowered USDA Loans

Or sign up at

Don't forget to to tell them John Winters of Opportune Mortgage empowered by NEXA Mortgage sent you!

Or speak to one of our licensed mortgage originators to see what options are the right fit for you.

About Opportune Mortgage

Empowered By NEXA Mortgage

With Opportune Mortgage, you receive personalized customer service and satisfaction tailored to your needs.

Through our partnership with NEXA Mortgage we have numerous resources to handpick programs and lenders that best benefit your specific situation.

We pride ourselves on our ethics, collaboration, and communication. Our attention to detail, innovation, and expertise are crucial in facilitating a smooth loan transaction.

From your first home to investment properties, and all the refinance opportunities in between, Opportune Mortgage has the ability to help make your property work for you.

Let's build something together.

Today's Rates

Rates can change daily. Speak to a licensed mortgage professional to see what your rates look like today.

Buying a Home

From finding the right mortgage for you, to walking you through every step of the way to the closing, we're here to help you find the home of your dreams.

Diverse Loan Options

With over 200 lenders, we have the loan options as unique as you are. From first homes to investment properties, and everything in between, we have a program to fit your needs.

Corporate Services

From making sure you're putting your best foot forward when it comes to securing a loan, to help pair you with real estate agent and vendor partners, we can assist you in every stage of your path to home ownership.

Get Started 100% Digitally

Starting your journey to home ownership is just a click away.

You can begin your process in just a few minutes right from your phone or computer.

Before a mortgage professional reaches out to help walk you through, consider getting these documents together to expedite the process:

*Recent tax returns

*W-2 forms

*If self-employed, business tax returns and profit and loss records

*Bank statements

*Retirement and brokerage account statements

*Proof of any additional income aside from your annual earnings, such as Social Security, disability, or VA, etc.

*Photo ID

"If you are lucky enough to work with John, then you will see just how simple and easy the homeownership process can be.  John takes the time to not only listen to what's important, but also reads between the lines to help his clients both understand and feel empowered throughout.  Excellent communication and problem solving skills to help you get to the closing table on time and on budget.  Highly recommend."

– Edward Durkee

"This guy is AMAZING!!!! I and John have closed over 50+ transactions. He is a think outside the box LO. He is awesome with the clients, exhausts all avenues to get the client approved, explains everything simply, great communication and gets to the closing table. He is absolutely one of the BEST!! Highly recommend."

– Jamie Bernal Realtor

Get a Free Consultation

We believe everyone deserves a chance to achieve their dream of homeownership.

Whether you're looking for expert advice on how to maximize your investment in real estate, or getting your ducks in a row to begin the process, our dedicated and helpful professionals are here for you.

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